How construction loan draws actually work on a Utah custom home: draw schedules, retainage, bank inspections, lien waivers, and the five places financing derails a build.

An honest comparison of cost-plus and fixed-price contract structures for luxury custom home builds in Utah — and why transparency matters more than price certainty.

After 400+ custom homes in Utah, we’ve seen every budget mistake in the book. Here are the 8 most common ones — and exactly how to fix them before they cost you real money.

Custom homes in Utah range from 50 to 50+ per square foot in 2026. Here’s what actually drives the cost — from site conditions to finishes — and how to build a realistic budget before breaking ground.